insulated from the consequences of their actions

Someone once asked me why people kept indulging in obviously self-destructive behavior. My answer was, 'because they have been insulated from the consequences of their actions'.

I believe the socialists currently fulfilling their wish list in Washington at taxpayer expense are a dandy illustration of the point.

Peggy Noonan gets it:

"When I see those in government, both locally and in Washington, spend and tax and come up each day with new ways to spend and tax—health care, cap and trade, etc.—I think: Why aren't they worried about the impact of what they're doing? Why do they think America is so strong it can take endless abuse?

I think I know part of the answer. It is that they've never seen things go dark. They came of age during the great abundance, circa 1980-2008 (or 1950-2008, take your pick), and they don't have the habit of worry.
...
We are governed at all levels by America's luckiest children, sons and daughters of the abundance, and they call themselves optimists but they're not optimists—they're unimaginative. They don't have faith, they've just never been foreclosed on."